1031 Exchange Calculator

Estimate the deferred gain, taxable boot, and rough tax exposure for a like-kind real estate exchange.

Relinquished property
$
$
$

$
$

Old loan minus new loan

$
%

Amount realized

$470,000

Total gain

$220,000

Total boot

$0

Recognized (taxable) gain

$0

Deferred gain

$220,000

Estimated tax exposure

$0

Notes

A 1031 exchange defers capital gains when the replacement property equals or exceeds the sale price and all net proceeds are reinvested. Boot — cash received, debt relief, or a lower-priced replacement — is taxable up to the amount of the gain.

These figures are estimates only. 1031 exchanges have strict deadlines and legal requirements. Consult a qualified tax professional and a Qualified Intermediary before relying on any calculation here.

Frequently asked questions