Financing guides
Short, practical explainers on the concepts behind each calculator.
What Is a Wraparound Mortgage?
How AITDs work, why sellers earn outsized yields, and the risks both sides must manage.
Seller Financing Explained
Structuring owner-financed notes: down payments, rates, balloons, and servicing.
DSCR Explained
The debt-service coverage ratio lenders use to underwrite rentals — and how to hit 1.25.
How to Calculate a Balloon Payment
The math behind amortized-over-30-due-in-5 notes, with a worked example.
Fixed-Rate vs Adjustable-Rate Mortgage (ARM)
How each works, starting rates, risks, and who benefits — with a plain-language Q&A.