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Real estate financing calculators built for creative deals
From a standard mortgage to a full wraparound (AITD) analysis with dual amortization and seller IRR — model the deal, see every payment, export the schedule.
Four calculators, one engine
Homebuyers
Mortgage Calculator
Full PITI payment with taxes, insurance, HOA, PMI, and extra-payment savings analysis.
Open calculatorInvestors
Investment Property Calculator
Interest-only periods, balloon notes, DSCR quick-check, and cash-on-cash return.
Open calculatorSellers
Seller Financing Calculator
Structure owner-financed notes with balloons, yield analysis, and a shareable deal summary.
Open calculatorCreative finance
Wraparound Mortgage Calculator
The flagship: dual amortization, monthly spread, seller IRR, and balloon timeline warnings.
Open calculatorMore calculators
Specialized tools for lender checks, tax planning, and short-term financing.
DSCR Calculator
Quick lender-style debt coverage check.
1031 Exchange
Deferred gain, boot, tax exposure.
Hard Money Loan
Interest-only with origination points.
Construction Loan
Draw interest during the build.
Land Loan
Payments and amortization for raw land.
All calculators →
Every calculator, grouped by use case.
Built for people who structure deals
Full amortization schedules
Every payment, every month — expandable on screen and exportable to CSV.
Charts that tell the story
Balance curves, payment breakdowns, spread shading, and cash-flow bars.
Creative-finance native
Balloons, interest-only periods, wraps, DSCR, and seller yield — not just P&I.
Private by design
Everything runs in your browser. Your numbers never leave your device.
Learn the strategies
Plain-language guides to the concepts behind the calculators.